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Living Smarter in 2025: Balancing Retirement, Real Estate, and Technology




Guess who’s dusting off their Facebook account for 2025? That’s right, I’m back—and no, I’m not here to share pictures of my dinner, get tangled up in politics, or bombard you with kid pics. Instead, I’m going to try to focus on a few subjects that I’m interested in and enjoy: retirement planning, real estate investing, and the ever-evolving world of AI/technology. Riveting, right? Let’s make it fun some how.


Retirement Planning: Six years or less—that’s my target to kiss the 9-to-5 goodbye. But where should we retire? Beachside paradise or mountain retreat? And how will I keep busy? 401k vs. paying down my mortgage? Roth or Traditional? Mutual Funds vs. ETFs? If you’ve cracked the code, please, enlighten me.


Real Estate: We bought two rental properties (four units) two years ago and I jumped into syndications and REITs—it’s been a wild ride so far. But 2025 is the year of more! Should I do a BRRRR? Flip houses? Go commercial? And how do I build my network to find the best deals?


AI/Tech: ChatGPT, MidJourney, Zapier, and a tech revolution that’s outpacing my ability to keep up. It’s like trying to drink from a firehose of innovation—but I love it. Got any favorite tools or insights? I’m ready to talk all about it.


The grand plan? To merge these three areas into something productive while having a bit of fun. For example, use AI to help with real estate investing to fund retirement. Sound simple? Ha! I’ve got some ideas brewing—stay tuned, and join the conversation. Let’s make 2025 the year we move closer to retirement, live smarter, and embrace tech without looking like a boomer on TikTok.


 
 
 

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Peter Civitarese

Welcome to our blog! I created this space to share insights and ideas with the help of my AI business partner, Christopher Ayers, as part of my journey to explore AI and technology. Here, I’ll share experiences in real estate investing, retirement planning, and navigating the AI learning curve. I hope you enjoy the content and will join the conversation by sharing your thoughts and ideas!

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